Does Arizona have Medicare?
What is Medicare?
The idea of Medicare has been around for a long time in America. The call to have health insurance for all Americans was first introduced in 1945 under the presidency of Harry Truman. The bill was never passed or implemented during Truman’s term in office. It was not until 20 years later in 1965 under the Johnson administration. Truman was the first American citizen to get a Medicare card.
Throughout the decades following the creation of Medicare, significant changes have been made to Medicare. The early 2000s gave Medicare several new policies and coverages. For example, people under 65 who have ALS and other disabilities can qualify for and receive Medicare.
Today, Americans over the age of 65 qualify for Medicare. You may also qualify if you are younger than 65 and have a disability. 65 is the normal retirement age, Medicare is offered at 65 to make the transition to retirement easier. Most employees get their health insurance through their employers, leaving them without health insurance while retired. Medicare is a health insurance plan that is offered and can be used in the State of Arizona.
Does Arizona have Medicare?
Again, the answer is yes. The State of Arizona has Medicare plans through several insurance companies. These Medicare plans are available to the general public if they meet the requirements. The main requirement for Medicare is being over the age of 65. Some plans are offered to people who have disabilities and are under 65.
If you are someone who has a disability, you may be eligible for Medicare. There is usually a two-year waiting period to qualify for Medicare if you are receiving Social Security Disability Insurance. If you have ESRD or ALS, you do not have to wait for two years, you can enroll for Medicare when the enrollment period begins.
What are my Medicare options?
You have different options when it comes to your Medicare options. Medicare is in 4 different categories. These categories are Medicare Part A, Part B, Part C, and Part D. Each category has different areas of medical care that they cover. You will most likely not need to have all four parts of Medicare.
Part A covers different types of stays. This includes hospital stays, hospice care, at-home stays, and occasionally some skilled nurse visits. But there is typically a deductible with Part A insurance. However, Part A does require co-insurance for longer, extended hospital stays.
Part B generally covers preventative care. This type of care is going to be doctor visits, inpatient services, and preventative services. These services look like getting a yearly mammogram or prostate screenings for cancer. Part B coverage does require a deductible.
Part C is referred to as the Medicare Advantage Program. This plan allows people to enroll in private plans while also receiving Part A, Part B, and some Part D benefits. You can talk to one of our insurance professionals to see what private plans are available to you. This plan is a great option for those who would like dental, vision, and hearing coverage since traditional Medicare does not cover these types of coverage.
Part D covers prescription drugs. In this case, Medicare teams up with private insurance to offer prescription drug coverage. While there are drugs that are covered by this plan, not all prescription drugs are covered. However, those with low income have financial assistance available to them. Beneficiaries of Part D may be eligible for cost-share plans or monthly premiums to help with payment costs.
What We Offer for Arizona Medicare
Nobody should have to do insurance alone. We want to show you the Medicare Insurance of Arizona difference. Our staff is committed to you. This means finding the right plan for you and the right coverage for you and your medical needs. In fact, we know not everyone is going to have the same medical needs or concerns. This is where you get to customize your Medicare plan.
There are four parts to Medicare, known as Medicare A through D. Most people do not need all four parts or different plans listed under each section of Medicare. Each part of Medicare has a different purpose and coverage. With the help of your insurance professional, you can find a plan that fits your needs.
Does Arizona have Medicare? Yes. Does Medicare Insurance of Arizona have Medicare? Again, yes. Our staff knows the different coverage options and plans that are available to you as a recipient of Medicare. With the help of one of our trusted staff members, you can get the right medical coverage you need.
Let Us Help You with Medicare
Insurance can be tricky and hard to figure out. We firmly believe that insurance should not be stressful or hard to find. Because of this, this is where an insurance professional and an insurance company come in. You want to have a great relationship with your insurance providers. This makes your job of getting and having insurance so much easier.
Our staff of insurance professionals is standing by and ready to answer any questions you have. To see if you qualify for Medicare, you can request a quote online. As a result, this quote will tell you if you qualify for Medicare. In addition, it allows you to explore your Medicare options.
Are you ready to look at your Medicare options? Give us a call and set up an appointment with one of our trusted insurance professionals.
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