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Medicare Part A – Hospital Insurance

Original Medicare includes Part A, also known as Hospital Insurance. It covers care received from a qualified provider in the United States that is enrolled in Medicare and accepting Medicare patients. Medicare Part A covers hospital stays and inpatient care, including:

  • A semi-private room
  • Hospital Meals
  • Skilled nursing services
  • Specialty Unit Care, such as Intensive Care
  • Medical equipment, supplies, and prescriptions used during an inpatient stay
  • X-rays, Medical Equipment, and Lab Tests while an inpatient
  • Recovery Room and Operating Room Services
  • Some blood transfusions
  • Inpatient or Outpatient rehabilitation services after a qualified inpatient stay
  • Part-time, skilled care for the homebound
  • Hospice Care for the terminally ill, including some medications

What isn’t covered by Part A

  • Personal expenses while hospitalized
  • Custodial care
  • Long-term Care
  • Most care outside of the United States
  • Days spent in a psychiatric hospital beyond certain set limits
  • Hospital days beyond certain set limits per benefit period

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