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Medicare Part B – Medical Insurance

Original Medicare also includes Part B, also known as medical insurance. It covers care received from a qualified provider in the United States that is enrolled in Medicare and accepting Medicare patients. Medicare Part B covers doctor visits and outpatient care, including:

  • Doctor visits, including when you are in the hospital
  • An annual wellness visit and preventative services, like mammograms and flu shots
  • Clinical Laboratory services, like blood and urine tests
  • X-rays, CT Scans, EKG’s, MRI’s, and some other diagnostic tests
  • Some health programs, like smoking cessation, cardiac rehab, and obesity counseling
  • Physical therapy, occupational therapy and speech-language pathology services
  • Diabetes screenings, diabetes education, and certain diabetes supplies
  • Mental Health Care
  • Durable medical equipment for use at home, like wheelchairs and walkers
  • Ambulatory surgery center services
  • Ambulance and emergency room services
  • Skilled nursing care and health aide services for the homebound on a part-time or intermittent basis

What isn’t covered by Part A

  • Eye exams, eyeglasses, or contact lenses
  • Acupuncture
  • Most prescription drugs
  • Home health care
  • Hearing Test or hearing aids
  • Dental exams, cleanings, x-rays, or routine dental care