ABout Medicare insurance
An Introduction to Medicare
What is Medicare?
Who is eligible for Medicare?
|A person who:||Has been a U.S. citizen/legal resident for at least five consecutive years.|
Is at least one of the following :
You have choices.
When you understand the basics of Medicare, you will quickly learn that there isn’t a “one size fits all” plan. We are here to educate you about all your choices.
Choices include :
Original Medicare : coverage managed by the federal government. Generally, there is a cost for each service. Original Medicare includes:
- Part A – inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
- Part B – certain doctors’ services, outpatient care, medical supplies, and preventive services
Original Medicare with a stand-alone prescription drug plan (Part D) and/or a Medicare supplement
Medicare Advantage (Part C) plan : a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Most Medicare Advantage plans offer prescription drug coverage, vision, hearing and dental benefits.
This is provided by the government. Some people get Original Medicare automatically and other people must sign up for it. Contact us if you have questions about this step.
Option 1 : Add one or both of the following to Original Medicare
- A Medicare Supplement Insurance plan (Offered by private companies.)
- A Medicare Prescription Drug plan (Offered by private companies.)
Option 2 : Choose a Medicare Advantage plan
- A Medicare Advantage plan (Offered by private companies.) Also known as Part C, this plan combines Parts A & B, provides additional benefits, and most plans cover prescription drugs.
Contact us to learn more. Our professional and experienced agents want to help you be successful in choosing your Medicare options.